Why should employers offer group vision plans?
Whether you have perfect vision or need corrective lenses, preventive eye care is an important part of your overall health. In fact, recent studies suggest that 75% of us use vision correction, and nearly 64% choose eyeglasses.1 At some point in your life, you’ll likely need vision correction.
- Why adults need vision coverage
More than 83% of Americans report using digital devices for more than 2 hours per day, and 60% report digital eye strain.1
- Why children need vision coverage
Poor eyesight can lead to misdiagnosis of learning and psychiatric disorders which can result in behavioral problems.2
VOLUNTARY VS. CONTRIBUTORY PLANS
Under contributory plans, the employer agrees to pay a portion of the employee's premium. Most insurance companies will offer a discounted rate if the employer chooses to contribute toward premiums.
Because the group is subsidizing an amount, this makes it more attractive for the employees to participate in the plan. It is common for insurance companies to require a minimum participation rate to secure rates.
Under voluntary plans, the employer agrees to offer the benefit, but does not agree to contribute monetarily toward the cost of the plan.
2 Vision for Life, 2014
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