United Healthcare (UHC) is a household name and has gained much popularity due to its insurance offering in other segments, such as: employer group plans, individual dental, vision and short-term health plans.
United Healthcare has an ‘A’ rating with A.M.’s Best. Which means that you can enjoy peace of mind, knowing that you are with a stable insurance company, which has a long history of paying its claims.
|Features of United Healthcare|
|No Application Fee|
|Offers household discount of 5%|
|Apply for coverage to begin 1st of following month|
|Nationwide Coverage (any doctor that accepts Medicare)|
Cannot be cancelled due to developing health conditions
Gym membership discounts
EyeMed Vision Discounts
24 hour nurse line
Once you are enrolled in a Medicare supplement plan with United Healthcare, you can change from plan to another without medical underwriting. Which means, if you want to move from Plan N to Plan F, you can do so, without being denied. The only exception to this plan change is when a member wants to move to Plan G. As of October 1, 2018, UHC implemented medical underwriting for members moving into Plan G from another plan.
Medicare Supplement Plan F & Plan G
Medicare supplement Plan F will no longer be available to new medicare beneficiaries in the year 2020. This means that if you are turning age 65 or becoming eligible for Medicare during or after the year 2020, you will have the ability to purchase other robust plans, such as Plan G. The only difference between benefits for Plan F and Plan G are that on Plan G, the insurance company will not cover your Part B deductible. In other words, you are paying a high premium for a small benefit.
United Healthcare is known for accepting individuals who were previously denied by other insurance companies. Contact an agent to find out more about UHC’s underwriting requirements.
Prescription Drug Plans
It is best practice to have your agent complete an annual analysis of your drugs to find out which prescription plan will best fit your needs.