Medicare & Senior

All the resources you’ll need to stay up-to-date on medicare plans, available benefits and financial assistance.

When You Can Change Medicare Plans

Medicare coverage is not a one-and-done decision. Changing health care needs and life events may mean your Medicare coverage needs to change, too. Medicare provides certain time periods for making changes to your plan choices. The main one is Medicare Open Enrollment....

Reduction of Election Periods for Specific Individuals

Reduction of Election Periods for Specific Individuals

Those individuals who have Medicare and Medicaid coverage, are often referred to as having “dual” coverage. One advantage that dual-covered beneficiaries have been given in the past is the ability to change plans each month of the year. Equaling twelve enrollment...

Find Out if You Qualify for a Low Income Subsidy

Find Out if You Qualify for a Low Income Subsidy

Are you struggling to pay for prescriptions or medical costs? Well, you may qualify for a federal benefit known as Low Income Subsidy (LIS) or [tooltip text="A Medicare program to help people with limited income and resources pay Medicare prescription drug program...

6 Things to Know About Retiree Coverage

6 Things to Know About Retiree Coverage

If you're retired and have Medicare and group health plan (retiree) coverage from a former employer, generally: Medicare pays first for your health care bills Your group health plan coverage pays second How your retiree group health plan coverage works depends on the...

4 Ways to Save on Prescriptions

4 Ways to Save on Prescriptions

Do you take a prescription drug? Or did your doctor just prescribe something new? Learning the basics about prescription drug coverage can help cut confusion and cost. We are here to help you make informed decisions about prescription coverage savings options to help...

Medicare Eligibility for Permanent Residents

Medicare Eligibility for Permanent Residents

If you’re a green card holder, you may be wondering if you’re eligible for Medicare. United States permanent residents may qualify for Medicare if they’ve lived here at least five continuous years. Below is some useful information for those wanting to learn about...

SCAM ALERT: New Medicare Card Scams

The new cards start going into the mail on April 1, 2018. Each will feature a computer-generated Medicare beneficiary identifier (MBI) assigned just to you. The MBI, made up of 11 numbers and letters, will be used for billing, to verify eligibility for services and to...

10 things to know about your new Medicare card

10 things to know about your new Medicare card

Medicare is mailing new Medicare cards starting in April 2018. Here are 10 things to know about your new Medicare card: 1. Mailing takes time: Your card may arrive at a different time than your friend’s or neighbor’s. 2. Destroy your old Medicare card: Once you get...

2019 Medicare Premium Schedules

Curious what you may pay for original parts of Medicare in 2019? Well, we've compiled Part B and D premium schedules, which are based on your income. These amounts can change from time to time, and usually coincide with the Cost of Living Adjustment provided by Social...

How to Appeal Your Part B Premium

As a medicare beneficiary, most individuals pay a base amount for their Medicare Part B premium, however, if you are one that SSA has identified as having a higher income, especially prior to retirement, you have the right to appeal if you believe that an Income...

Frequently Asked Questions

Do I have to enroll in Part B at the same time as Part A?

No, these are two standalone Parts. However, one of the primary reasons individuals choose to not take Part B when they turn 65 is because they already have medical coverage through their employer.

In this case, it is best to go ahead and enroll in Part A, if it’s free, and withhold from enrolling in Part B until you lose employer coverage.

Do I have to have a Medicare drug plan?

If your coverage is not creditable, you can still keep it. But if you sign up for a Medicare drug plan at some future date, and you have gone for more than 63 days without creditable coverage, you would then pay a late penalty.

When can I sign up for Medicare Part D?

You should enroll early during your IEP to make sure that your coverage begins as soon as you are eligible. If you do not join a Medicare drug plan during your Initial Enrollment Period, you may not be able to enroll until Fall Open Enrollment. Fall Open Enrollment begins October 15 and ends December 7.

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