Medicare & Senior

All the resources you’ll need to stay up-to-date on medicare plans, available benefits and financial assistance.

6 Things to Know About Retiree Coverage

6 Things to Know About Retiree Coverage

If you're retired and have Medicare and group health plan (retiree) coverage from a former employer, generally: Medicare pays first for your health care bills Your group health plan coverage pays second How your retiree group health plan coverage works depends on the...

4 Ways to Save on Prescriptions

4 Ways to Save on Prescriptions

Do you take a prescription drug? Or did your doctor just prescribe something new? Learning the basics about prescription drug coverage can help cut confusion and cost. We are here to help you make informed decisions about prescription coverage savings options to help...

Medicare Eligibility for Permanent Residents

Medicare Eligibility for Permanent Residents

If you’re a green card holder, you may be wondering if you’re eligible for Medicare. United States permanent residents may qualify for Medicare if they’ve lived here at least five continuous years. Below is some useful information for those wanting to learn about...

SCAM ALERT: New Medicare Card Scams

The new cards start going into the mail on April 1, 2018. Each will feature a computer-generated Medicare beneficiary identifier (MBI) assigned just to you. The MBI, made up of 11 numbers and letters, will be used for billing, to verify eligibility for services and to...

10 things to know about your new Medicare card

10 things to know about your new Medicare card

Medicare is mailing new Medicare cards starting in April 2018. Here are 10 things to know about your new Medicare card: 1. Mailing takes time: Your card may arrive at a different time than your friend’s or neighbor’s. 2. Destroy your old Medicare card: Once you get...

2019 Medicare Premium Schedules

Curious what you may pay for original parts of Medicare in 2019? Well, we've compiled Part B and D premium schedules, which are based on your income. These amounts can change from time to time, and usually coincide with the Cost of Living Adjustment provided by Social...

How to Appeal Your Part B Premium

As a medicare beneficiary, most individuals pay a base amount for their Medicare Part B premium, however, if you are one that SSA has identified as having a higher income, especially prior to retirement, you have the right to appeal if you believe that an Income...

Moving to Another State when you have Medicare

Are you moving to another state, or did you move recently? It’s probably a busy time for you, but you may need to complete a few tasks to make sure your Medicare and Social Security benefits continue without any interruptions. What type of Medicare coverage do you...

New Medicare Card Announced

The Centers for Medicare and Medicaid Services has announced the look of a new medicare card. This new announcement will affect some 44 million people in the United States, which represents approximately 15% of our population. Why did CMS plan to make this seemingly...

What Our Clients Are Saying

Don’t just take it from us, let our customers do the talking!

“From our first meeting to the last, our representative was professional, knowledgeable, patient, and quick to respond to our texts, emails, and phone calls!! Nothing but glowing things to say about him and Buffer Benefits!” Paula Hodges

“My husband and I came to see Buffer Benefits regarding our future plans, specifically Medicare. Our representative took time with us to fully explain everything to our satisfaction and offered very knowledgeable suggestions. We loved his pleasant demeanor and candor, especially his sense of humor. The offices were beautifully decorated so warm and homey and we had a great experience there all around. Thanks so much for your help Buffer! “ Robyn Johnson

“I received excellent and very personal help in making all my insurance decisions. I highly recommend Sean Turner and this group, They are there to serve and help any way they can.“ Joy De Luis

Frequently Asked Questions

When can I change from one Medicare Advantage plan to another?

You are free to move from plan to plan during the annual enrollment period. This period is from October 15th through December 7th. You can not change plans outside of this period unless you qualify for a Special Enrollment Period.

Do I have to enroll in Part B at the same time as Part A?

No, these are two standalone Parts. However, one of the primary reasons individuals choose to not take Part B when they turn 65 is because they already have medical coverage through their employer.

In this case, it is best to go ahead and enroll in Part A, if it’s free, and withhold from enrolling in Part B until you lose employer coverage.

Do I have to have a Medicare drug plan?

If your coverage is not creditable, you can still keep it. But if you sign up for aMedicare drug plan at some future date, and you have gone for more than 63 days without creditable coverage, you would then pay a late penalty.

When can I sign up for Medicare Part D?

You should enroll early during your IEP to make sure that your coverage begins as soon as you are eligible. If you do not join a Medicare drug plan during your InitialEnrollment Period, you may not be able to enroll until Fall Open Enrollment. Fall Open Enrollment begins October 15 and ends December 7.

Can I use your themes with WP.com?
Unfortunately WordPress.com does not allow the use of custom themes. If you would like to use a custom theme of any kind, you will need to purchase your own hosting account and install the free software from WordPress.org. If you are looking for great WordPress hosting, we recommend giving HostGator a try.

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