Medicare & Senior

All the resources you’ll need to stay up-to-date on medicare plans, available benefits and financial assistance.

Medicare Announces Slight Rise in 2019 Premiums

Medicare premiums and deductibles for Parts A and B will increase slightly in 2019, the Centers for Medicare and Medicaid Services announced Friday. Standard monthly premiums will cost $1.50 more: $135.50, up from $134 in 2018. Because premiums are based...

Do You Need to use an Insurance Agent for Medicare?

Do You Need to use an Insurance Agent for Medicare?

Learning Medicare on your own would not be an easy task. In fact, there are some people that have faced this tumultuous task alone. They’ve spent hours and hours researching terminology and definitions, plan types, specific election periods, do’s and don’ts, and...

Late Enrollment Penalties

Missing your Initial Enrollment Period can be costly. Medicare Part A, Part B and Part D may charge premium penalties if you miss your initial enrollment dates, unless you qualify for a Medicare Special Enrollment Period. You may be able to delay enrolling in Part...

When You Can Change Medicare Plans

Medicare coverage is not a one-and-done decision. Changing health care needs and life events may mean your Medicare coverage needs to change, too. Medicare provides certain time periods for making changes to your plan choices. The main one is Medicare Open Enrollment....

Reduction of Election Periods for Specific Individuals

Reduction of Election Periods for Specific Individuals

Those individuals who have Medicare and Medicaid coverage, are often referred to as having “dual” coverage. One advantage that dual-covered beneficiaries have been given in the past is the ability to change plans each month of the year. Equaling twelve enrollment...

Find Out if You Qualify for a Low Income Subsidy

Find Out if You Qualify for a Low Income Subsidy

Are you struggling to pay for prescriptions or medical costs? Well, you may qualify for a federal benefit known as Low Income Subsidy (LIS) or [tooltip text="A Medicare program to help people with limited income and resources pay Medicare prescription drug program...

6 Things to Know About Retiree Coverage

6 Things to Know About Retiree Coverage

If you're retired and have Medicare and group health plan (retiree) coverage from a former employer, generally: Medicare pays first for your health care bills Your group health plan coverage pays second How your retiree group health plan coverage works depends on the...

4 Ways to Save on Prescriptions

4 Ways to Save on Prescriptions

Do you take a prescription drug? Or did your doctor just prescribe something new? Learning the basics about prescription drug coverage can help cut confusion and cost. We are here to help you make informed decisions about prescription coverage savings options to help...

Medicare Eligibility for Permanent Residents

Medicare Eligibility for Permanent Residents

If you’re a green card holder, you may be wondering if you’re eligible for Medicare. United States permanent residents may qualify for Medicare if they’ve lived here at least five continuous years. Below is some useful information for those wanting to learn about...

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“I received excellent and very personal help in making all my insurance decisions. I highly recommend Sean Turner and this group, They are there to serve and help any way they can.“ Joy De Luis

Frequently Asked Questions

When can I change from one Medicare Advantage plan to another?

You are free to move from plan to plan during the annual enrollment period. This period is from October 15th through December 7th. You can not change plans outside of this period unless you qualify for a Special Enrollment Period.

Do I have to enroll in Part B at the same time as Part A?

No, these are two standalone Parts. However, one of the primary reasons individuals choose to not take Part B when they turn 65 is because they already have medical coverage through their employer.

In this case, it is best to go ahead and enroll in Part A, if it’s free, and withhold from enrolling in Part B until you lose employer coverage.

Do I have to have a Medicare drug plan?

If your coverage is not creditable, you can still keep it. But if you sign up for aMedicare drug plan at some future date, and you have gone for more than 63 days without creditable coverage, you would then pay a late penalty.

When can I sign up for Medicare Part D?

You should enroll early during your IEP to make sure that your coverage begins as soon as you are eligible. If you do not join a Medicare drug plan during your InitialEnrollment Period, you may not be able to enroll until Fall Open Enrollment. Fall Open Enrollment begins October 15 and ends December 7.

Can I use your themes with WP.com?
Unfortunately WordPress.com does not allow the use of custom themes. If you would like to use a custom theme of any kind, you will need to purchase your own hosting account and install the free software from WordPress.org. If you are looking for great WordPress hosting, we recommend giving HostGator a try.

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