Which dental plan type fits your needs?
Help protect your smile and your health with affordable dental insurance. Unfortunately, dental plans are usually an afterthought to medical health care coverage because there's no legal obligation for a business of any size to provide the benefit. Dental insurance, like health insurance, is a definite plus in recruiting and retaining top talent. Good oral hygiene is an essential component of a person's overall health.
As you begin to explore various dental plans, below is what you can expect the structure of a typical plan to include:
- Preventative Services
An oral exam once every six months, may include x-rays, fluoride treatment, etc.
- Basic Services
Fillings, repair and maintenance of crowns, bridges, & dentures, and general anesthesia.
- Major Services
Single crowns, periodontal surgery, implants, complex extractions, and bridges and dentures
All of these benefits and levels depend on your specific dental plan. This illustration is meant to provide a general understanding of what to expect.
Although, the above illustration is simply an example, an employer can customize their dental plan to fit your groups needs and budget.
Plans to Fit Groups of Any Size
We can customize dental insurance solutions for organizations of any size. Beginning with groups as low as 2 employees, flexible options are available, including dual options for groups who want to offer multiple levels of benefit.
Easily Pairs With Vision Benefits
For a few more dollars a month, employers can offer vision benefits. Vision insurance can make eye exams, frames, lenses and contacts more affordable.
Consider offering both dental & vision to your workforce today.
Basic Dental Plan Terms
The same fee that the insurance company would pay in-network for a covered service. In a MAC-based DPPO plan, the rates charged per procedure are negotiated between the insurer’s in-network providers and the insurance company.
UCR (Usual, Customary, Reasonable)
The amount paid for a medical service in a geographic area based on what providers in the area usually charge for the same or similar medical service. The UCR amount sometimes is used to determine the allowed amount.
PPO (Preferred Provider Organization)
A network of doctors allowing in and out-of-network coverage
Does it Cost Extra to Use a Broker?
To implement group dental benefits using Buffer Benefits does not cost any extra, than if you were to go directly to the insurance carrier. With Buffer, you will find a wide selection of dental plans from different companies, free quotes, and assistance from licensed agents.
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"From our first meeting to the last, our representative was professional, knowledgeable, patient, and quick to respond to our texts, emails, and phone calls!! Nothing but glowing things to say about him and Buffer Benefits!"Paula Hodges
“My husband and I came to see Buffer Benefits regarding our future plans, specifically Medicare. Our representative took time with us to fully explain everything to our satisfaction and offered very knowledgeable suggestions. We loved his pleasant demeanor and candor, especially his sense of humor. The offices were beautifully decorated so warm and homey and we had a great experience there all around. Thanks so much for your help Buffer! “Robyn Johnson
“I received excellent and very personal help in making all my insurance decisions. I highly recommend Sean Turner and this group, They are there to serve and help any way they can.“Joy De Luis